Please note that these T&Cs will be incorporated into any Physical Contract We may execute with You in future and will be enforceable against You to the same extent as the terms of the Physical Contract. Therefore We request You to please read these T&Cs carefully before clicking on the "Terms and Conditions" checkbox.

Please go through these terms carefully. It is important that you spend time reading the terms as they constitute a legal agreement ("Agreement") between https://www.fintechnexus.in/ (the "Website" or "Site") and

1. A user of our financial services ("User", "you");
2. A merchant establishment which partners with FinetechNexus ("Merchant", "you" or "User"); or
3. An internet surfer ("you" or "User").

This document is an electronic record in terms of Information Technology Act, 2000 and generated by a computer system and does not require any physical or digital signatures. This document is published in accordance with the provisions of Rule 3 of the Information Technology (Intermediaries guidelines) Rules, 2011 that provide for the due diligence to be exercised by the Website.

FinetechNexus ("FinetechNexus", "we" or "us", which also includes its affiliates) is a fintech company providing financial technology solutions. Our registered office is situated at SCO 56 - 57, Sector 17A, Chandigarh 160017, India. We have employees and authorized representatives ("Team").

These Terms of Use ("Terms") including our Privacy Policy define the terms and conditions under which you're allowed to use the Website. If you have any questions about our terms, feel free to contact us at info@fintechnexus.in

YOUR AGREEMENT WITH FINTECHNEXUS

1. We reserve the right to modify the Terms at any time without giving you any prior notice. Your use of the Website following any such modification constitutes your agreement to follow and be bound by the Terms as modified. Any additional terms and conditions, disclaimers, privacy policies and other policies applicable in general and/or to specific areas of this Website or to particular Service are also considered as Terms.
2. You acknowledge that you will be bound by this Agreement for availing any of the Services offered by us.
3. Your access to use of the Website and the Services will be solely at the discretion of FinetechNexus.
4. The Agreement is published in compliance of, and is governed by the provisions of Indian law, including but not limited to:
   1. the Indian Contract Act, 1872,
   2. the (Indian) Information Technology Act, 2000, and
   3. the rules, regulations, guidelines and clarifications framed thereunder, including the (Indian) Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Information) Rules, 2011, and the (Indian) Information Technology (Intermediaries Guidelines) Rules, 2011.

APPROVAL OF TERMS

1. By using the Website and its Services, you agree that you have read and understood these Terms and you agree to be bound by these Terms and use the Services in compliance with these Terms. Please read these Terms carefully. If you do not agree to be bound by (or cannot comply with) any of the terms below, please leave the Website immediately and terminate your account with us. The information that you obtain or receive from FinetechNexus, its Team, contractors, partners, sponsors, advertisers or otherwise on the Website is for informational and scheduling purposes only.
2. The information provided on the Website is not professional advice and must not be considered as such. Your use of information provided on the Website is solely at your own risk.
3. You can accept the Terms by:
   1. Using the Website; or
   2. By actually using the Services. In this case, you understand and agree that FinetechNexus will treat your use of the Services as acceptance of the Terms from that point onwards.
4. For being a valid User you must satisfy the following conditions:
   1. You are of legal age to form a binding contract with FinetechNexus; or
   2. You are not a person barred from receiving the Services under the laws of India or other countries including the country in which you are resident or from which you use the services.

INFORMATION PRESENTATION/ EDITORIAL CONTROL

1. We make the Website available as a part of our Service to Users and Merchants. We may, but have no obligation to, have non-user-posted information reviewed by the Website's editorial personnel.
2. It is important to note, however, that the timeliness and accuracy of any or all of the information is not guaranteed. Neither the authors, the editorial personnel, nor any other party who has been involved in the preparation or publication of this work can assure you that the information contained herein is in every respect accurate or complete, and they are not responsible for any errors or omissions or for the results obtained from the use of such information.

USE OF SERVICES AND INFORMATION ON THE WEBSITE

1. In order to access certain Services, you may be required to provide information about yourself (such as identification, contact or payment details) as part of the registration process for the Service, or as part of your continued use of the Services. You agree that any registration information you give to us will always be true, accurate, correct, complete and up to date. Any phone number used to register with the Website needs to be registered in your name and you might be asked to provide supporting documents to prove the same.
2. In terms of Information and Technology Act, 2000 read with Information Technology (Intermediary guidelines) Rules, 2011, FinetechNexus securely transmits and saves your data including but not limiting to the interactions done by the user on the FinetechNexus platform, the transactions undertaken by the user via FinetechNexus including the exchange of communications, to our secure servers. The same enables FinetechNexus to not only serve its users with better services but also with reminders and notifications for activities more in-line for users' interests.
3. Information provided by FinetechNexus or otherwise obtained from the Website will not be used for any unauthorized and unlawful purpose.
4. You agree not to access (or attempt to access) any of the Services by any means other than through the interface that is provided by FinetechNexus, unless you have been specifically allowed to do so in a separate agreement with us.
5. You agree that you will not engage in any activity that interferes with or disrupts the Services (or the servers and networks which are connected to the Services).
6. You agree that you will not reproduce, duplicate, copy, transfer, license, rent, sell, trade or resell the information obtained from the Website for any purpose whatsoever.
7. You agree that you are solely responsible for (and that FinetechNexus has no responsibility to you or to any third party for) any breach of your obligations under the Terms and for the consequences (including any loss or damage which FinetechNexus may suffer) of any such breach.
8. You will not impersonate another person, including, without limitation, a User or a Merchant.
9. You agree to the use of your data in accordance with FinetechNexus's Privacy Policy.
10. All personal and contact information provided by you will be kept confidential by FinetechNexus. This includes your personal information given in relation to your account creation and subsequent administration.

CONTENT YOU POST OR SUBMIT

1. On creation of an account on the Website, you will have the opportunity to use various interactive aspects through which you can communicate with our Team and share information (collectively "Posted Information"). It is important that you act responsibly when providing such Posted Information. Do not use inappropriate language, make gratuitous personal criticisms or comments. When participating in interactive aspects of the Service, please do include all relevant information in a concise manner to help us provide you with a helpful response.
2. Please note that:
   1. You are solely responsible for any Posted Information that you submit on the Website or transmit to our Team and/or other users of the Website;
   2. You may not post, distribute, or reproduce in any way any copyrighted material, trademarks, or other proprietary information without obtaining the prior written consent of the owner of such proprietary rights. You may not submit any content or material that infringes, misappropriates or violates the intellectual property, publicity, privacy or other rights of any party;
   3. You may not provide any Posted Information that falsely expresses or implies that such content or material is sponsored or endorsed by FinetechNexus;
   4. You may not provide any Posted Information that is unlawful or that promotes or encourages illegal activity;
   5. You understand and agree that FinetechNexus may (but is not obligated to) review and delete any Posted Information that in the sole judgment of FinetechNexus violates these Terms or which might be offensive, illegal, or that might violate the rights of, harm, or threaten the safety of other users of the Website and/or any other person;
   6. You agree that you will only provide Posted Information that you believe to be true and you will not purposely provide false or misleading information; and
   7. The following is a partial list of the kind of content and communications that are illegal or prohibited on/through the Website. FinetechNexus reserves the right to investigate and take appropriate legal action in its sole discretion against anyone who violates this provision, including without limitation, removing the offending communication from the Services and terminating the membership of such violators or blocking your use of the Services and/or the Website. You may not post content that:
      1. Involves the transmission of unsolicited mass mailing or "spamming";
      2. Harasses or advocates harassment of another person;
      3. Is false or intentionally misleading;
      4. Violates the intellectual property or other rights of any person;
      5. Is threatening, obscene, defamatory or libellous; or
      6. Is pornographic or sexually explicit in nature.

PRIVACY AND INTELLECTUAL PROPERTY PROTECTION

1. FinetechNexus's Privacy Policy explains how we treat your personal data and protect your privacy when you use our Services. By using our services, you agree that FinetechNexus can use such data in accordance with our policies.
2. You agree and understand that you are responsible for maintaining the confidentiality of passwords associated with any account you use to access the Services.
3. You agree that you will be solely responsible to FinetechNexus for all activities that occur under your account.
4. If you become aware of any unauthorized use of your password or of your account, you agree to notify us immediately at info@fintechnexus.in.
5. All trademarks, brands and service marks used in conjunction with the Services offered by FinetechNexus and owned by FinetechNexus shall be our property; FinetechNexus shall own all of the copyrights and database rights in the Services. Without our consent, you may not publish, distribute, extract or reproduce any contents provided by the Services. For use of any third party's intellectual property, you need to get permission directly from the owner of the intellectual property for any use. Third party trademarks may appear on this Website and all rights therein are reserved to the registered owners of those trademarks.

GOVERNING LAW AND DISPUTE RESOLUTION

1. Except as otherwise described, all content availed by the use of this Website/interface are made available only to facilitate the users. FinetechNexus controls and operates the Website and Services and makes no representation that the contents and Services are appropriate or available for use in other locations. If you use the Services from a location other than the location where the Website and Services are controlled and operated, you are responsible for compliance with applicable local laws.
2. These Terms shall be governed by and shall be construed in accordance with the laws of India. All disputes relating to these Terms shall be settled in the courts located at Chandigarh, India.

CONTACT US

If you have any questions or concerns about this Agreement, please contact us at info@fintechnexus.in or visit our Contact page. We strive to respond to all User requests promptly.